As June 2025 begins, Ontario residents across the province—from downtown Toronto to rural communities in Northern Ontario—are set to receive three major benefit payments from the Canada Revenue Agency (CRA). These payments are part of Canada’s ongoing effort to provide targeted financial support as inflation, housing costs, and essential living expenses continue to strain household budgets.
This article covers everything you need to know about the Canada Child Benefit (CCB), Ontario Trillium Benefit (OTB), and Canada Pension Plan (CPP) and Old Age Security (OAS) payments scheduled for June 2025, including eligibility, payment dates, benefit amounts, and how to avoid delays.
Canada Child Benefit (CCB): Monthly Support for Families in Ontario
The Canada Child Benefit (CCB) is a tax-free monthly payment that helps parents across Ontario cover the costs of raising children under the age of 18. Whether it’s childcare in Mississauga, school supplies in Brampton, or summer camp fees in Thunder Bay, the CCB offers critical financial support.
Who Is Eligible for the CCB?
To receive the CCB in June 2025, you must:
- Be a Canadian citizen, permanent resident, or temporary resident living in Ontario
- Act as the primary caregiver for a child under 18
- Have filed your 2023 tax return
- Meet income-based eligibility (lower-income families receive higher benefits)
- For temporary residents: Lived in Canada for at least 18 consecutive months on a valid permit and be eligible for social benefits
CCB Payment Amounts for 2025–2026
The CCB is adjusted annually based on inflation and your net family income:
- Children under 6: Up to \$7,787 annually (approx. \$649/month)
- Children aged 6–17: Up to \$6,570 annually (approx. \$547/month)
Actual amounts are calculated based on your family’s tax return and may be lower depending on income.
CCB Payment Date for June 2025
CRA has scheduled the June 2025 CCB payment for June 20, 2025, via direct deposit or cheque. This allows parents to plan summer expenses in advance.
How to Apply for the CCB
- Register through the CRA My Account or submit Form RC66
- Provide documentation for child custody, residency, and marital status
- Keep your information up to date to avoid delays
Ontario Trillium Benefit (OTB): A Triple Credit to Ease Daily Costs
The Ontario Trillium Benefit (OTB) combines three different credits into one monthly payment to help with sales tax, property taxes, and energy costs. Whether you rent an apartment in Kitchener or own a home in North Bay, the OTB helps lower the cost of everyday essentials.
Components of the OTB
- Ontario Sales Tax Credit (OSTC) – Helps cover the 13% HST on purchases like food and clothing
- Ontario Energy and Property Tax Credit (OEPTC) – Supports with electricity and property tax costs for renters and homeowners
- Northern Ontario Energy Credit (NOEC) – Extra help for residents living north of Parry Sound, where heating bills are higher
OTB Eligibility Requirements
To qualify for the June 2025 OTB payment, you must:
- Be an Ontario resident as of December 31, 2024
- Have filed your 2024 income tax return
- Meet income-based thresholds—benefits decrease as income rises
- Temporary residents may qualify if they meet provincial residency and filing criteria
OTB Payment Date for June 2025
The CRA will issue the June OTB payment on June 10, 2025. It will be deposited monthly via direct deposit or mailed as a cheque if no banking info is available.
How to Claim the OTB
No separate application is required. You just need to:
- File your 2024 tax return by April 30, 2025
- Include claims for OSTC, OEPTC, and NOEC, if applicable
- Keep your CRA profile updated to ensure timely payments
Canada Pension Plan (CPP) and Old Age Security (OAS): Monthly Income for Ontario Seniors
For Ontario seniors, the CPP and OAS are central sources of retirement income. Whether you’ve retired in Niagara or are spending your golden years in Kingston or Muskoka, these payments provide financial security in retirement.
CPP: What to Know for June 2025
The Canada Pension Plan (CPP) is based on employment history and contributions. If you’ve worked and paid into CPP, you may qualify as early as age 60.
- Eligibility: At least one valid CPP contribution and age 60+
- Post-retirement contributions can increase your benefit if you keep working past age 60
- Maximum monthly CPP (2025): \$1,433 if you begin at age 65
- Average monthly CPP (2025 estimate): \$808.14
Your actual amount will depend on how long you contributed, your income, and age of retirement.
OAS: Additional Support for All Seniors
Old Age Security (OAS) is a non-contributory benefit paid to most seniors based on residency in Canada, not work history.
- Eligibility: Age 65+, with 20+ years of Canadian residency after age 18
- Maximum monthly OAS (2025): Approximately \$735
- Clawback threshold: If your income exceeds \$90,997 in 2025, your OAS may be reduced
- Payments Abroad: You can receive OAS while living outside Canada, depending on eligibility and bilateral agreements
CPP & OAS Payment Date for June 2025
CRA has scheduled June 26, 2025, as the official payment date for CPP and OAS.
Payments are typically made via direct deposit; paper cheques may take longer.
Tips to Maximize and Avoid Delays in CRA Benefits
To ensure timely and accurate receipt of all three benefits (CCB, OTB, CPP/OAS), follow these steps:
- File your taxes on time (especially by April 30, 2025, for OTB eligibility)
- Keep your CRA My Account updated with current banking, address, and family information
- Review your eligibility annually, especially if your income, marital status, or residency changes
- Sign up for direct deposit to avoid mailing delays