The cost of groceries in Canada continues to rise — and in response, the federal government is issuing a one-time \$628 grocery rebate in July 2025. Aimed at low- and modest-income households, this financial relief measure is part of a broader federal strategy to ease inflationary pressures affecting basic living expenses.
This Canada Revenue Agency (CRA) rebate is not a monthly payment, but a lump-sum deposit meant to provide timely assistance for eligible Canadians struggling with high grocery bills and general cost-of-living increases.
What Is the 2025 Grocery Rebate?
The grocery rebate is a targeted support measure designed to complement the GST/HST credit program. If you are eligible for the July 2025 GST/HST credit, you’ll automatically receive this additional rebate. No separate application is required.
This rebate is part of Canada’s 2025 federal benefits update, which includes inflation-linked enhancements to existing programs such as the Canada Child Benefit (CCB) and Old Age Security (OAS). While temporary, this rebate can make a significant short-term impact for Canadians managing tight household budgets.
Who Qualifies for the Grocery Rebate?
To receive the \$628 grocery rebate in 2025, you must meet all of the following conditions:
- Filed your 2024 income tax return
- Qualified for the GST/HST credit for July 2025
- Your adjusted family net income falls within the CRA’s eligibility thresholds
- You are a Canadian resident for tax purposes
If you’re unsure about your GST/HST credit status, you can log into your CRA My Account to check. If eligible for the credit, the grocery rebate will automatically follow.
यह भी पढ़े:
$467 Grocery Rebate Coming for Canadians in July 2025, Check Eligibility and Payment Details
How Much Will You Receive?
The maximum grocery rebate you can receive depends on your family structure and income level. Here are the CRA’s estimated top payouts:
| Household Type | Maximum Rebate |
|---|---|
| Single (no children) | Up to \$234 |
| Married/Common-law couple | Up to \$306 |
| Single parent (1 child) | Up to \$386 |
| Family with 2 children | Up to \$628 |
Note: Lower-income households will receive larger amounts, while moderate-income earners may receive a reduced payment or none at all. All amounts are determined based on 2024 tax return information.
When Will the Rebate Be Paid?
The CRA has confirmed that the \$628 grocery rebate will be paid on July 5, 2025. This is the same date as the third-quarter GST/HST credit deposit. Eligible individuals will receive the rebate via:
- Direct deposit, if enrolled
- Mailed cheque, if not set up for direct deposit
The timing and method of payment will mirror the usual GST/HST credit schedule.
Why This Rebate Matters
Although it’s a one-time payment, the grocery rebate is an important piece of the federal government’s strategy to support households during high-inflation periods. For many Canadians, the payment could cover:
- A full week’s worth of groceries
- School lunch supplies during summer break
- Basic household needs
This rebate comes alongside other inflation-related benefit updates, including:
- Canada Child Benefit (CCB) enhancements
- Old Age Security (OAS) increases for seniors
- Indexed GST/HST credit adjustments for eligible households
What You Need to Do
To make sure your rebate arrives without delay, follow these steps:
- Log into your CRA My Account to confirm your eligibility
- Check that your 2024 tax return was filed and processed
- Verify your direct deposit details or mailing address are up to date
- Sign up for email notifications from the CRA to stay informed
Missing or outdated account information is one of the most common reasons for delayed CRA payments.
What If You Don’t Receive the Rebate?
If July 5 passes and you haven’t received your payment, take the following steps:
- Log into CRA My Account and review your benefits summary
- Check the “Payments” section to see if the rebate was issued
- Contact the CRA if your eligibility or payment status is unclear
In many cases, minor administrative errors such as a wrong address, banking change, or incomplete tax return are the root causes of missed payments.